OnlyFans vs CHASEME: Security, Revenue, and Features Compared

Why This Comparison Matters

OnlyFans is the most recognized subscription platform for creators, with over 200 million registered users and millions of active creators. It defined the modern creator subscription model and remains the default choice for many. CHASEME is a newer platform built on a fundamentally different technical foundation: content security by design rather than by afterthought.

This is not a comparison of legacy versus trendy. It is a comparison of two different architectural philosophies. OnlyFans was built to scale a subscription marketplace. CHASEME was built to solve the content security problem that OnlyFans has never adequately addressed. The question for creators is which set of trade-offs better serves their business.

Revenue Split: 85/15 vs 80/20

CHASEME offers an 85/15 revenue split. Creators keep 85% of all earnings from subscriptions, tips, pay-per-view content, and other transactions. OnlyFans takes 20%, leaving creators with 80%.

The 5% difference sounds modest in isolation. In practice, it compounds significantly.

A creator earning $5,000 per month keeps $4,250 on CHASEME versus $4,000 on OnlyFans. That is $250 per month or $3,000 per year. At $20,000 per month, the difference grows to $1,000 monthly or $12,000 annually. For full-time creators, this is not a rounding error. It is a meaningful shift in take-home income.

Both platforms include payment processing in their commission. There are no hidden fees on either side. The comparison is straightforward: CHASEME returns a larger share of every dollar to the creator.

Content Security Architecture

This is the central differentiator and the reason CHASEME exists. The two platforms approach content security from entirely different starting points.

OnlyFans' Approach

OnlyFans stores content on its servers with standard access controls. When a subscriber pays for access, they can view, download, or screenshot content without technical restriction. If content is leaked, OnlyFans provides a DMCA takedown process that requires the creator to identify the infringing URL, submit a formal request, and wait for the hosting provider to act. This process is reactive, slow, and addresses leaks one at a time while the content continues to spread.

OnlyFans does not encrypt individual content files. It does not watermark content. It does not provide any mechanism to trace a leak back to a specific subscriber. The platform's security model assumes leaks will happen and offers only legal remedies after the fact.

CHASEME's Approach

CHASEME encrypts every piece of content individually using AES-256 encryption before storage. Encryption keys are not stored alongside the content. They are managed by hardware security modules, which are purpose-built physical devices designed to protect cryptographic keys from extraction, even if an attacker gains access to the server infrastructure.

When a subscriber views content on CHASEME, the content is decrypted at the point of delivery and forensically watermarked with an identifier unique to that subscriber's session. This watermark is invisible to the viewer but embedded in a way that survives common transformations including cropping, compression, re-encoding, and format conversion.

If watermarked content appears on a piracy site, CHASEME can extract the watermark and identify the subscriber account responsible for the leak. This shifts the dynamic from reactive enforcement to proactive deterrence. Subscribers who know their identity is embedded in every piece of content they access are far less likely to leak it.

For a deeper explanation of the cryptographic approach, see our guide on content encryption explained.

Platform Comparison

| Feature | OnlyFans | CHASEME |

|---|---|---|

| Revenue Split | 80/20 | 85/15 |

| Per-Content Encryption | No | Yes (AES-256) |

| Key Management | Standard server-side | Hardware Security Modules |

| Forensic Watermarking | No | Yes (invisible, per-session) |

| Encrypted Live Streaming | No | Yes |

| DMCA Support | Yes (reactive) | Yes (plus proactive tracing) |

| Subscription Tiers | Single tier | Multiple tiers |

| Pay-Per-View Messaging | Yes | Yes |

| Live Streaming | Yes | Yes (encrypted) |

| Mobile App | Native iOS/Android | Progressive web app |

| Built-in Discovery | No | Yes (tags, categories) |

| Payout Hold Period | 7 days | 5 days |

| User Base Size | Largest in category | Growing |

| Content Types | Images, video, DMs, streams | Images, video, DMs, streams |

Live Streaming Security

Live streaming is a growing revenue channel for creators, and the security differences between the two platforms are stark.

OnlyFans live streams are delivered as standard video streams. Any subscriber can use freely available screen recording software to capture the entire stream in full quality. There is no DRM, no encryption at the viewer level, and no watermarking. Recorded streams regularly appear on piracy sites within hours of broadcast.

CHASEME's live streaming infrastructure encrypts the stream in transit and at delivery. The stream is not available as a standard video feed that recording software can easily capture. Additionally, real-time forensic watermarking is applied to each viewer's stream individually, meaning even if a stream is captured through a camera pointed at a screen, the watermark can potentially identify the source.

No system is perfectly leak-proof. A determined individual with the right equipment can always capture content from a screen. The goal is not perfection but raising the difficulty and risk of leaking to the point where it is no longer casual or consequence-free. CHASEME's approach makes unauthorized redistribution significantly harder than OnlyFans' open model.

Features and Creator Tools

Beyond security, both platforms offer the core tools creators need to run a subscription business.

OnlyFans provides subscriptions, pay-per-view messaging with paid attachments, tipping, promotional pricing, and free trial subscriptions. Its messaging system is a primary revenue driver, allowing creators to sell individual pieces of content directly to subscribers. The platform is straightforward and well-understood by creators who have used it for years.

CHASEME provides subscriptions with multiple tier support, pay-per-view content, tipping, direct messaging with paid attachments, and content scheduling. The multi-tier subscription model allows creators to segment their audience by access level and price point, which is more flexible than OnlyFans' single-tier approach. CHASEME also offers content analytics that show not just views and revenue but engagement patterns that help creators optimize their posting strategy.

Both platforms support the fundamental workflows creators rely on. The feature gaps are narrowing as CHASEME matures, though OnlyFans' longer track record means it has addressed more edge cases in its tooling.

For a detailed look at the security differences, see how to prevent content piracy.

Discoverability

OnlyFans has no native discovery features. Creators must drive all traffic from external sources. This model works for creators with established social media followings but creates a high barrier to entry for newcomers.

CHASEME includes a discovery system with creator profiles, tagging, and category-based browsing. Subscribers can find new creators directly within the platform. While CHASEME's user base is smaller than OnlyFans, the presence of any discovery mechanism provides organic growth opportunities that OnlyFans does not.

The trade-off is clear: OnlyFans has the larger audience pool, but CHASEME helps creators get found within its ecosystem. As CHASEME's user base grows, the value of its discovery features compounds.

Payout Speed and Reliability

OnlyFans holds creator funds for a minimum of seven days before they become available for withdrawal. Once available, payouts can be requested manually and typically process within one to three business days.

CHASEME holds funds for five days before they become available, with processing times of one to two business days after a withdrawal request. The shorter hold period means creators access their earnings approximately two days sooner on CHASEME.

Both platforms support bank transfers as the primary payout method. CHASEME also supports cryptocurrency payouts for creators who prefer decentralized payment options. Neither platform charges withdrawal fees for standard bank transfers.

Payment processing stability is a concern across the adult content platform industry. Both OnlyFans and CHASEME maintain relationships with payment processors that support adult content transactions. CHASEME's cryptocurrency option provides a fallback that does not depend on traditional banking infrastructure.

Mobile Experience

OnlyFans offers native mobile apps for iOS and Android. The iOS app restricts certain content types due to Apple's App Store policies, which limits the experience for subscribers accessing adult content on iPhones. The Android app is less restricted.

CHASEME offers a progressive web app that functions across all devices and browsers without the content restrictions imposed by app store policies. The PWA approach means subscribers access the full, unrestricted platform on any device. The trade-off is the absence of native push notifications on iOS, though this limitation is gradually being addressed as web platform APIs evolve.

For creators whose subscribers are primarily on Android or desktop, the difference is minimal. For creators with heavily iOS-based audiences, OnlyFans' native app has a practical advantage in engagement through push notifications.

Content Migration

Moving from OnlyFans to CHASEME requires re-uploading your content library and redirecting your audience. There is no automated migration path between the platforms since OnlyFans does not provide content export APIs.

The practical approach most creators use is a gradual transition. Maintain your OnlyFans account while building your CHASEME presence. Direct new subscribers to CHASEME and offer incentives for existing subscribers to move. Over time, shift your primary content production to CHASEME and reduce activity on OnlyFans.

CHASEME provides bulk upload tools and content organization features designed to make the re-upload process efficient. Creators with large content libraries should plan for a migration period rather than an instant switch.

The Honest Trade-offs

OnlyFans has a massive, established user base. It is the household name in creator subscriptions. Its tools are mature and battle-tested. For creators who already have a successful OnlyFans business with strong external marketing, there is a real cost to switching platforms, including potential subscriber loss during the transition period.

CHASEME offers stronger content security, a better revenue split, and modern tooling, but it has a smaller user base and less brand recognition. Creators who switch must weigh the benefits of encryption and higher revenue against the effort of rebuilding their subscriber base on a newer platform.

For a side-by-side breakdown of specific features, visit the CHASEME vs OnlyFans detailed comparison.

Who Should Consider Switching?

Creators who have experienced content leaks and lost revenue to piracy will find CHASEME's security architecture directly addresses their biggest pain point. The per-content encryption and forensic watermarking provide protections that OnlyFans fundamentally does not offer.

Creators at mid to high earning levels will benefit from the 85/15 split. The higher your revenue, the more significant the 5% difference becomes in absolute dollars.

Creators who are just starting out may benefit from CHASEME's built-in discovery features, which provide organic growth opportunities that OnlyFans' traffic-dependent model does not.

Creators who are satisfied with OnlyFans, have not experienced significant piracy issues, and are not sensitive to the revenue split difference have less immediate reason to switch. Platform changes always involve friction, and the right time to move is when the benefits clearly outweigh the costs for your specific situation.

Making the Decision

The creator platform market in 2026 is not the same market it was in 2020. Creators have more options, more leverage, and more information about the real costs of content piracy and unfavorable revenue splits. The decision between OnlyFans and CHASEME is not about loyalty to a brand. It is about which platform best serves your business today and positions you well for the future.

Evaluate your content security needs honestly. Calculate the revenue difference at your current and projected income levels. Consider how much time and effort a platform transition would require. Then make the choice that serves your business.

If you are ready to see the platform firsthand, create your free CHASEME account and explore the security, revenue, and feature differences for yourself.